Can a debt collector garnish my bank account or my wages …
When it is time to make monthly payments on your Eurocard credit cards, be sure that you pay more than the minimum amount that you are required to pay. If you only pay the small amount required, it will take you longer to pay your debts off and the interest will be steadily increasing.
Never charge items on Coop MasterCard credit cards that cost far more than you have to spend. Big-ticket merchandise that you may have difficulties paying for should not be charged. Only charge things that you know you have the ability to pay for in the near future.
You should always try to negotiate the interest rates on your Esso MasterCard credit cards instead of agreeing to any amount that is always set. If you get a lot of offers in the mail from other companies, you can use them in your negotiations, to try to get a much better deal.
Make the minimum monthly payment in the very least on all of your credit cards. Not making the minimum payment on time can cost you a great deal of money over time. It can also cause harm to your credit rating. To protect both your expenses, and your credit rating be sure to make minimum payments on time each month.